If your credit record states that you have good credit, you
know that this is a laudable achievement. Not all credit card owners fall under
this category. If you have established a good credit rating, it means that you
have a credit history that denotes you have responsibly used your credit card. There
are many benefits that you can enjoy if you have attained a good credit score.
These include receiving higher credit limit, more rewards, and lower interest
rates.
There are credit cards that are perfect for people with good
credit rating and these include the following:
Fidelity Investment
Rewards Cards
Issued by American Express, the Fidelity Investment Rewards
Cards provides one of the rarest promos even for people with excellent rating. They
give cash back rewards whenever you purchase anything. The cash back percentage
increases every time you buy. Additionally, the cash back is applicable to any
Fidelity account that you may have, including Brokerage Account, Cash
Management Account, and Fidelity IRA. This card does not have an annual fee and
every foreign transaction is charged with a low percentage fee only.
Capital One Venture
Rewards
If you have a good credit score, you should definitely consider
Capital One Venture Rewards card. This credit card lets you earn two miles for
every $1 that you spend. Unlike other rewards credit cards, however, the miles
from this card are not for any airline. Rather, you can redeem them for a cent
each against any expense related to travel. As a result, you get as much as 2%
cash back towards your statement credit. The annual fee for this card costs $59
which you will pay on your second year as a cardholder. There are no charges
for foreign transactions.
Simmons First Visa
Platinum
Even though you have good credit, there may be times when
you cannot pay off your balances in a certain month. If you have good credit
but you carry a balance occasionally, you can go for a card with probably the
lowest interest rate today. This is the Simmons First Visa Platinum which
offers an annual percentage rate equivalent to the Prime Rate with an
additional 4%. You also do not have to pay any fee for the card every year, but
the foreign transactions are charged at 2%.
Sapphire Preferred
Sapphire Preferred is a credit card from Chase especially
made for people with good credit. This offers the Ultimate Rewards program
which features one point for every dollar spent. Meanwhile, if you utilize
Sapphire Preferred when booking for your next journey through the Ultimate
Rewards website, you can get 3x more points. All the points you have earned are
eligible for an increase of 7% at the end of the year. Points can be converted into
miles so you can take advantage of their hotels and airlines programs. You can
even transfer your points to your loved one’s accounts, an offer that is so
hard to find in other card promotions.
It always pays to have good credit to make the most out of
the credit card offers. Note that there is no such thing as a perfect card for
everyone. Each of the cards above has its own advantages, which might appeal to
you as a cardholder.
Looking for the right rewards credit card? You can compare
and get information about each type of rewards credit card from
cardrewards.net.
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