Low Interest Credit Cards with Balance Transfers

The economy is slowing down, prompting people to look for ways to save money. If you have a credit card with large interest, a good method is to use a low interest balance transfer card. This allows you to repay your current balance at a much lower rate. There are also cards that do not have interest rates for this particular transaction over a predetermined period, enabling you to save more money.

If you are planning to get a new credit card that has low interest rates and is perfect for balance transfers, here are the top choices:

Citi® Diamond Preferred® Card

A simple way to save money on your balance transfer, the Citi® Diamond Preferred® Card is created for this purpose. You can transfer your existing balance to this card without paying interest for over a year. Aside from that, this card has no annual fee but comes with attractive perks. This is a rewards credit card that will give you cash bonuses each time you make a purchase.

Citi Simplicity® Card

This is another highly recommended credit card for those looking for low interest cards that accept balance transfers. One of the best things about this card is that it will not charge you with late fees. Therefore, if you are struggling to pay your bills, you do not have to worry about additional charges. This proves that this card is truly a simple way to get rid of your debts.

Discover® More® Card

For over a year, you get a stress-free life with this card. This is because it offers no interest rates on balance transfers while giving you the same offer on all purchases. This is also a rewards credit card that gives you cash rebates whenever you purchase from grocery stores, drugstores, and gas stations. This card has no annual fee as well.

U.S. Bank Visa® Platinum Card

If you need to transfer your existing balance, this is a low interest credit card to consider. This card also gives you 0% interest on all your purchases, allowing you to exploit the card whenever you wish. The variable APR once the intro offer expires is very low especially if you have excellent credit. This card has no annual fee and offers protection against fraud.

Slate® from Chase

One of the most preferred credit cards has joined the low interest with balance transfers bandwagon. Chase Slate® requires no payment when you transfer your balance for the first 2 months of card activation. Most credit cards may have low to zero interest but they have a transfer fee with respect to the balance being transferred. This card also has a Blueprint feature which helps you avoid paying more interest fees.

Chase Freedom® Visa

Sign up for this card and enjoy 0% APR for the next 15 billing cycles. Purchases do not have interest fees for six months while balance transfers are interest free for a year. This recent change has made this credit card one of the top credit cards with low interest on balance transfers and purchases.