Chase Credit Cards

Chase is one of the most recognizable credit card issuers today. They are best known for producing consumer-friendly cards, which usually have better rates than most of their competitors. They also offer a variety of products that are rich in rewards and exclusive perks. From sign up bonuses to earning extra points, Chase is pretty much at the top of the credit card game.

There are many Chase credit cards that you can choose from today. In order for you to get the best for your needs (and your wants), you should consider the reason why you require a credit card first.

Are You a Frequent Traveler?

If your answer is yes, one card that you can turn to is the Chase Sapphire PreferredSM Card. As soon as you sign up for the card, you are eligible to get 40,000 bonus points. The huge number of points is courtesy of Chase’s Ultimate Rewards program, which you can redeem for a travel ticket instantly. The truth is that it is 25% more than a plane ticket so you can keep the rest of the bonus points for your next flight.

The Chase Sapphire PreferredSM Card is a great card if you frequently book your flights through your card. Starting from the time you get the credit card, make it a habit to utilize it whenever you reserve a seat at an airplane. Aside from travel rewards, you also get discounts on dining and entertainment. All other purchases will give you a point depending on how much you spend.

Do You Hate Annual Fees?

Most consumers do and if you are one of them, go for the Chase Freedom® Visa or Chase Freedom® MasterCard. Both are generally the same except for the network. Nevertheless, they offer rewards without requiring you to pay the annual fee. Most credit cards that dole out cash rebates or miles and points demand an annual charge but not this card.

You can sign up for different purchase categories which rotate regularly. The categories are usually relevant to the time of year such as restaurants and gas purchases during the driving season. Meanwhile, during the holidays, Chase offers hotels and airfare categories that you can sign up for. This card is named Freedom® for a reason: it provides consumers with the most flexible options.

Are You a Businessman?

If you own a company and you are looking for a card that will help you finance your business supplies and other expenses, apply for the Ink cards. There are four types of Ink cards namely the Ink Cash(SM) Business Card, Ink BoldSM with Ultimate Rewards, Ink PlusSM Business Card, and the InkSM Classic Business. They all have their own unique offers and rewards but all of them provide instant sign up bonuses.

The cards also come with a grace period so you can enjoy purchasing big and perhaps expensive items without paying any interest. The Chase Ink cards also let you obtain bigger rewards than other business cards today. They pay you with cash rebates for all of the items you buy. You can gain more rewards if you use the cards for your office purchases, which makes sense since they are business credit cards.