Wednesday, September 19, 2012

Small Business Credit Cards with Big Rewards


Small businesses require money in order to thrive. You can multiply your earnings by means of using a credit card. To begin increasing your revenue, you need to become a smart card user. To get the most out of your money, use a card that will give you rewards for your purchases.

There are many available options for small business cards. Each may allow you to earn points, miles, and even cash rebates every time you use it. The best cards, however, require that the proprietor has excellent credit. Since these cards have rewards, you can expect that you will be paying huge annual fees and interest rates. If you think you can handle the costs, you are ready to sign up for a small business card with lucrative rewards. Among them are the following:

PenFed Premium Travel Rewards American Express® Card

If you are a frequent traveler or your business requires you to visit some places out of the country, this is one of your best options. You get to earn points each time you use this for your airfare. You also get points when you use it for purchasing other items other than airline tickets. The interest rate is highly affordable, making it a good choice for business use. The rewards you earn will not expire and there is no cap on the total rewards you accrue. Unlike other cards for small businesses, this has no annual fee.

Blue Cash PreferredSM Card from American Express

This is one of the most recommended for businesspeople looking for huge rewards. It is easy to get cashbacks with this card. There are  revolving categories, which you can sign up for to earn greater rewards. One enrollment is enough so if the categories change, you are still eligible for the bonus points. This has an annual fee but is not as steep as other business cards.

Capital One® SparkSM Miles Select for Business

Use this for a year and you can get back half of all your travel expenses. Each spending earns you miles with this card. It does not have an annual fee and has no interest on purchases for several months. This is a great financial tool for your business as it provides you with reports on your expenses on a quarterly basis or at the year’s end. There is no restriction on the airline you choose and there are no blackout dates as well. You can check out this card here.

Starwood Preferred Guest® Business Credit Card from American Express OPEN

As soon as you make your first purchase, your account will be granted with free Starpoints. This card has an annual fee, which is waived for the first year. To speed up the process of accumulating points, you can add employee credit cards into your account. Your business account will automatically earn points for every purchase charged. This is your key to gaining free hotel stays, discounted airfare, and ultimate luggage protection. This also offers car rental insurance on loss or theft and damage.

These are only some of the small business credit cards that offer big rewards. You can find more of these cards at cardrewards.net.

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