Wednesday, October 17, 2012

Cash Back Credit Cards from Discover


Discover is one of the largest card issuers in the United States. The company is well-known for its student cards and competitive offers. Discover takes pride in the attractive rewards programs offered in their credit cards. These make them one of the most highly rated companies based on customer satisfaction. If you are searching for cash back credit cards that provides high return, getting one from Discover will be your best option.

Discover® More® 

This is a great card if you would like to get the maximum possible cash back rewards for every purchase that you make. This card allows you to earn a cash back bonus on revolving categories, which include gas, department stores, restaurants, and many more. If you wish to sign up for a category, the process is quick and easy. Best of all, it is free. A true rewards card that gives more prizes without excessive charges, Discover® More® does not charge you with an annual fee.

Discover® Open Road Card

Anyone who wishes to gain cash rewards whenever they spend credits on gas and their meals should consider this card. Although this does not have a rewards ratio as high as Discover® More®, this has a low required minimum purchase to start acquiring points. In addition, you can redeem your rewards each billing period. There are no limitations on the number of points you can redeem and all purchases entitle you to an instant cash back bonus. Discover® Open Road does not have an annual fee and offers 0% purchase APR and balance transfer APR for more than one year.

Discover® Motiva Card

If you make it a point to pay all your bills on time, this card is great for you. This will reward you each time you pay your dues on or before your due date. The cash back bonus is equal to five percent of the card holder’s assigned interest charges. This is a huge bonus, so you should not fail to keep track of your monthly payments to receive the bonus every billing cycle. That is not all – you can still get more rewards if you use the card for your purchases. You can obtain cash back instantly for most kinds of purchases you make. You can also enjoy 0% APR on purchases for a set period of months upon sign up. 

Discover® Student More Card

For students seeking to get their first credit card, this may be their best option so far. Discover® Student More is designed to meet the needs of college students, especially those who are struggling to keep up with their dues. There are also revolving categories that you can sign up for on a quarterly basis. This card does not have an annual fee and has a low standard variable APR once the 0% APR on purchases expires.  Note that this cannot be used on balance transfers.

Whatever type of credit card you need, Discover has it all. Simply compare the features of each and carefully weigh which of them are likely to fit the lifestyle that you have. Doing so might help you get just the best cash back credit card from Discover

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