U.S. Bank Visa Platinum Card

Searching for a prestigious card that can grant you more purchasing authority? The U.S. Bank Visa® Platinum card is one of your most outstanding choices! This card is issued by U.S. Bank, the 5^th largest bank in the the United States. For many years now, US Bank has been providing excellent financial products, one of which is the Visa Platinum credit card.

The U.S. Bank Visa® Platinum comes with great features and perks that you can only find in a package that radiates with status and power. While this card offers no rewards, such as those offered by its counterparts, it provides better offers that are enticing to consumers. Below are some of the perks offered by this card:

• Auto rental insurance – You do not have to pay to take advantage of this feature. You also do not have to enroll in this service as it is automatically yours once you get approved for the card. Damaged or stolen rented cars are covered by this insurance.
• Automatic payment of bills – If you are that type of person who frequently forgets his or her repayment schedule, you no longer have to fret. You can use your card to pay your bills online, including your card dues. 
• Experian® credit score check – With this card, you can claim a copy of your credit report from Experian® without additional costs. 
• Fraud protection – Zero dollar fraud liability is automatically provided to you. Once you report card loss or theft, you are no longer required to pay for the fraudulent purchases made with the account. In addition, U.S. Bank has fraud protection system that detects and informs you of unusual activities on your account in real time.

Optional Values

If you want more perks and benefits out of your U.S. BankVisa® Platinum Card, you can enroll for the following incentives:

• Account balance protection – If you sign up for this feature, you and your family will be covered in the event that you become unemployed or disabled. Payment of your account balances will be protected up to $10,000. Conditions apply for the insurance. 
• Overdraft security – If you need funds to your US Bank checking account, the financial organization is willing to transfer cash from your Platinum credit card in $25 increments. 
• Easy access to cash – If you need to withdraw cash, there are more than 1 million ATMs dispersed worldwide. 
• Balance transfer facility – If you have credit card debt, this may be a great solution. You can save money as you pay off your balances once a month only.

Other Essential Details about the Card

In order for you to qualify for this card, you need to have excellent credit rating. Upon approval, you are given a 24-day grace period to enjoy 0% APR on all transactions. You do not have to pay annual fees and penalty interest rates. However, there is a late fee as well as an over-the-limit charge. The U.S. Bank Visa Platinum is a VISA card, which means that you can use this anywhere in the world. However, you may be charged a foreign transaction fee if you use this card abroad. 

Learn more about this card at cardrewards.net.