No Annual Fee Student Credit Cards

Annual fees are sometimes unreasonable, especially if you are still a student with little or no income. Why do you have to pay yearly for your plastic just so you can continue using it anyway? The great thing about having plenty of choices in credit cards is that you can easily find one that does not have an annual fee. For a college student like you who is looking for ways to save, here are the best cards available for you to consider:

Citi® Dividend Platinum Select® Card for College Students

Most card issuers require young applicants to have a co-signer before they can submit an application. This card, however, is an exception. You can apply for this card even without a co-signer and you can start earning cash back with it once you are approved. When you have this card, all your purchases, including those made at convenience stores, gas stations, and drugstores will be rewarded. All of these are offered without an annual fee.

Citi Forward® Card for College Students

Like the Dividend Platinum Select®, this card does not require you to have co-signer to have your application approved. Designed primarily for the novice and for students, this card can teach you how to become a responsible cardholder. If you get to use this card wisely, you will be generously rewarded. Pay on time and stay below your credit limit to earn ThankYou Points from Citi.

Discover® Student More Card

This no annual fee card is equipped with Discover’s great rewards program. Make your first purchase with your card within the first three months and you can instantly earn cash back. You do not have to purchase expensive items to claim your bonus. Simply the card for the first time will guarantee you the said extra amount. Discover understands that many youngsters are prone to fraudulent purchases, which is why all cardholders are given $0 fraud liability.

JourneySM Student Rewards from Capital One®

This card is especially designed with the students in mind. It is no secret that most young adults can turn a single purchase into a shopping spree. It can be quite difficult to control emotional and impulsive spending. This card is meant for building good credit rating. If you use it responsibly, you can get better rewards and perks. This card comes with an interactive tool that lets you keep track of your current credit score. All of its features are available without requiring you to pay the annual fee.

Discover® Student Open RoadSM Card

All purchases will not be charged an interest fee for nine whole months. Gas station and restaurant purchases will let you earn cash back bonus. All your other purchases will give you more cash back bonus, which you can receive as check, cash, or statement credits. In case of credit card loss, you are not liable for any purchase made after you report the incident to your creditor.

It is understandable that most students do not have excellent credit. The student credit cards above are made for young people who do not have credit history or may have a limited credit file for now. Make sure you use these to build a good credit score to reap the rewards in the near future.