0% APR Balance Transfer Credit Card

Many banks and credit card companies are now offering balance transfers with 0% introductory rates. The recent development has led most of them to provide a credit card with no balance transfer fees, annual fees, and low interest. 0% APR is an introductory offer that usually lasts at least six months.

If you have other debts, you can use a balance transfer credit card to transfer your high interest debt to the new card. If you do not want to pay high interest fees on your financial obligation, you can take a look at these balance transfer credit cards:

Capital One Platinum Prestige Credit Card

Use this card for your purchases and balance transfers and get 0% APR for a limited time. There is no annual fee and no charge on your credit account in case you encounter fraudulent purchases. Cardholders are granted with round the clock assistance during travel and medical emergencies. Cash advances and credit card replacement are also given as 24 hour services. There are hundreds of designs that you can select from to make your card more appealing for you as well.

Citi Simplicity MasterCard

Balance transfers and purchases are offered with 0% APR for several months after opening an account. When the intro rate expires, your creditworthiness will determine how much your APR will be. It is advised that you apply for this card if you have at least a good credit rating. This way, you can take advantage of the low balance transfer fees. This credit card has no annual fee and other charges namely late and penalty fees.

Slate Credit Card from Chase

If you need to transfer your current card’s balance immediately, this is the card that you should apply for. For two months, the balance transfer fee will remain nonexistent. Succeeding transfers will have 0% APR for more than a year. This is also applicable to the purchases you make against the card. This card is great for those that usually carry balances each month. It contains free services and features that will help you keep track of your payments. It also provides tools that can assist you in paying your balances quicker. In order for you to get a Slate Chase credit card, you should have excellent credit.

Citi Diamond Preferred Card

Aside from the 0% APR for more than a year on your balance transfers, this card also comes with $0 liability on unapproved purchases. This has identity theft tools that will protect you from fraudulent use. This is suitable for people who usually travel or attend concerts and other events. This is because it comes with personalized concierge services for 24 hours a day, 7 days a week. You can get assistance whenever you need to book a hotel, buy air tickets or concert tickets, and a lot more. Members are granted with special access to purchase events tickets that are not even up for sale yet. This card is the key to obtain the best seating for various occasions and affairs.