Monday, August 6, 2012

Chase Credit Cards


A Chase credit card is perhaps one of the finest credit cards that you can ever own. These cards are issued by JPMorgan Chase, which is considered one of the most famous banks in the United States. Selecting the most suitable card for you requires a little bit of research and, of course, self-evaluation. There are Chase credit cards that focus on cash backs and other rewards while there are some that provide huge savings on interest. Evidently, there are also cards engineered to match the dynamic needs of a hard-working businessman.

Great Cash Back Program

If you constantly use your credit card to purchase grocery items or to buy gas, then the Chase Freedom card is for you. This card offers huge cash back on selected categories, such as restaurants, gas stations, and grocery stores or supermarkets. The program runs every three months and you can activate your membership to earn bonuses each quarter. All other purchases you make also guarantee that you will get a certain percentage of cash back reward. The points do not expire and are unlimited in number. In addition, you also get up to 10% cash back if you shop online through Chase.

0% Fee on Balance Transfers

If you are looking for a credit card to help you fight off debt, Chase Slate may be perfect for you. You can transfer your balance from your existing credit card without paying any fee. This offer is available for a particular period upon card ownership. Afterwards, you only have to pay a percentage of the amount you transfer. This card also offers 0% interest rate and there are no annual fees as well. You are also given the chance to avoid interest fees on your purchases by paying your monthly balances in full by using their Full Pay service.

Travel and Dining Rewards

For frequent travelers, Chase Sapphire is an excellent way to spend and save using a credit card. You can earn up to 40,000 bonus points if you are able to spend $3,000 during the first 3 months of opening your account. Convert those points to travel rewards and you instantly get as much as $500 worth of travel incentives for free. Using your card for travel and dining expenses also entitles you to earn points for every dollar you spend. Other purchases give you a point that you can accumulate as much as you want. You can redeem your travel points and get discounts on your hotel expenses, car rentals, cruises, and airfare. Note that you can only avail of this discount if you redeem through Ultimate Rewards.

For Business People

Ink Cash Business Card gives the cardholder a hefty sign up bonus. Plus, all purchases are rewarded, including select business categories, giving you cash back bonus. This card does not need you to pay for an annual fee. You can also get free cards for your employees, which you can use to earn more cash backs quickly. As the employer, you can set the spending limits for the cards. Get email and text alerts and full protection against fraudulent cases with this card.

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