Miles Credit Cards

If you travel regularly, you will agree that free flights are the most irresistible incentive from credit card companies. Luckily, you do not have to exert too much effort just to land yourself some free air tickets. Aside from hoarding points as you travel, you also earn mileage as you make purchases. Miles credit cards are obviously designed for those who travel recurrently whether for business or for leisure.

Understanding Miles Credit Cards

Miles credit cards come in two forms. The first one is perfect for those who live in areas where there is a prevailing airline. With this type, rewards are limited to a single airline only. The other is for those who do not have a neighboring airline or those who choose to travel via different air companies. They are allowed to redeem rewards with any airline.

You can obtain a full range of incentives that you can use as you travel. You can redeem the miles that you have collected for airline tickets. You can also convert them into hotel stays and even priority boarding. Miles credit cards work just like conventional credit cards. You can use them for your everyday purchases, such as groceries and gas. Whenever you charge against your card, you get a specific number of miles for every dollar.

Top Choices

Dozens of credit cards that let you score miles are now available. One is the Starwood Preferred guest card. Issued by American Express, this provides flexible rewards for frequent travelers. This is officially a hotel card yet points are exchangeable to miles. Numerous airlines are supported with several bonuses to take advantage of. You can even earn a domestic round trip for free from the acquired bonuses.

Another great option is Chase Sapphire Preferred. The Ultimate Rewards points that you can accumulate is as weighty as this card is. Though there is an annual fee, cardholders can gain more miles than most credit cards with the same program today. Aside from the miles you earn as you pay your expenses, you will also receive an annual bonus to add to your current points.

Gold Delta SkyMiles credit card is a brilliant miles credit card issued by AMEX. Earn huge bonuses after spending your credit. Gather your miles for your next big trip and have your first bag checked without any charge. Collect as many miles as you want since they never expire even if you don’t redeem them immediately.

Credit Card Selection Tips

Compare the available choices you have before you sign up for a credit card. Look at the travel rewards and the key features as well. Some have miles cap while others have expiration dates. It is helpful if the card offers insurance on travel related situations such as renting a car and medical emergencies. You should also inspect the interest rates or the APR which can vary greatly from one credit card to another. There are also other fees that you may be required to pay such as over-limit fees, late fees, and foreign transaction charges.