Monday, August 20, 2012

Best No Fee 0% Balance Transfer Offers


If you have credit card debt and you are struggling with high interest rates, it may be time for you to look at low interest cards. There are no fee 0% balance transfer offers from many dependable creditcard companies in the United States today. They give you the ability to save on the skyrocketing amounts of interest fees. You can check the credit card listed below. They have some of the longest zero percent APR periods and even have the lowest fees offered today for transferring balances.

New Slate from Chase

Transfer your current balances to this card and you will not be charged for the activity. There is no APR on both purchases and balance transfers for over a year. This card offers even more savings for you. Aside from the 0% APR for an introductory period, you also do not have to pay an annual fee.

Discover More Card

This high-rated credit card fromDiscover comes with zero percent introductory APR on balance transfers. The purchases that you make with the card do not have interest as well. There are also attractive cash back bonuses in various categories that you can sign up for each quarter. The card is perfect for those that have balances but would like to have a credit card that can be used for shopping and even gas purchases. This card does not have an annual fee and additional card fees.

Citi Simplicity Card

If your current balance is still huge, you can select this card as your balance transfer credit card. This offers one of the longest 0% APR on balance transfer. For almost two years, you can have a worry-free transaction on balance transfers and even on purchases. This is clearly a long offer with flexible options as well. What’s more, you can take advantage of different helpful features of the card such as no late payment and no over the limit fees. This card does not have an annual fee, too.

Barclaycard Rewards MasterCard

Not a lot of people are aware of the Barclays institution. However, this is actually one of the larger names in the global marketplace. With this card, you get 0% fees on balance transfers for more than a year. Even though the introductory rate expires, it is encouraged that you use the card for other transactions. This is because you can get really cool rewards and high bonus points as well. It is likely that you will get your money back with just a small purchase.

Why Use a No Fee 0% Balance Transfer Card

Using a balance transfer card with no interest fees is a shrewd method of decreasing credit card debt. Usually, balance transfer credit cards do not have interest fees. If they do, they are very minimal compared to other types of cards. At first glance, this may seem like an unwise exercise since you have to get a new account to get rid of debt. However, it is a remarkable tool that effectively helps people in saving money and decreasing credit debt in the long run.

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