Credit Cards from American Express: Business Gold Rewards Card vs. Business Platinum Card

American Express is a trusted name in the financial world.  It has earned high satisfaction ratings from its customers because of its exceptional business and financial services. The credit card firm provides services that are tailored to meet the needs of the customers while giving back rewards for spending as well. The Business Gold Rewards Card and the Business Platinum Card are just two of American Express’ credit cards that are suitable for business people.

The Gold Rewards Card at a Glance

This credit card is just right for any businessman. It has special features that aim to strengthen the company and its transactions. Business purchases made using this card are awarded with exclusive rewards points. It also provides peace of mind when it comes to security and service. The card comes with tools that are designed to assist the cardholder in maintaining productivity anytime and at any place.

The Platinum Rewards Card

This credit card is extremely sophisticated and packed with award winning features, such as a rewards program. This card lets the owner earn for business purchases made. It offers exclusive benefits and over 40 premium promotions that you will find more than satisfying.

Annual Fee

Platinum cards have higher annual fees than gold cards regardless of the company that issues them. You can get three additional cards, with each additional card offering a lower annual fee than the first one. For the gold card, the fee is waived for the first year and you may be able to get up to five gold cards. Subsequently, after the first year, you have to pay a lower annual fee for each Gold Rewards Card.

Services and Benefits

If you are a frequent traveler, the Gold Card is best for you because it lets you earn points on every airfare purchases. For every airfare purchase, you get to earn three points. If you use the card for advertising, buying office supplies, and for shipping fees, you get two points. One good thing about these points is that they don’t expire. This means that you can gather as many points as you like without worrying of forfeiting them in the end. You can even use your points to pay for your air ticket. Furthermore, Gold cardholders need not to worry about seat restrictions and blackout dates because they can easily book through the AMEX OPEN travel site. When traveling overseas, the Gold Card makes it easier for you to communicate with your loved ones at home because you get to avail the “YouToMe” service, which allows you to rent an international phone conveniently, exclusive and limited to Gold cardholders only.

Meanwhile, Platinum Cardholders, get higher points each day for purchases made at partner retailers. Members also get 60,000 bonus points upon signing up. Another benefit is the huge travel bonus that you can avail of if you book using your points on any airline. Plus, you get airport club access, participate in the international airline program and private jet service program, and even rent premium cars with the card. There is also a hefty reimbursement fee, which serves as an event ticket protection if a medical emergency arises preventing you from attending a booked event. These offers are not available on the Business Gold Rewards Card.